Payroll & Taxes

Illinois Tax Calculator (2024–2025)

Calculate your exact take-home pay in The Prairie State. Illinois uses a simple 4.95% flat state tax rate. Use our free tool to automatically calculate your state deductions, federal brackets, FICA, and net paycheck.

Updated for 2024 & 2025 Federal and State Tax Rules

4.95% Illinois Flat State Income Tax effectively applied
Accurate Federal, Social Security, and Medicare breakdowns
Instantly view Annual, Monthly, and Bi-Weekly Take-Home Pay

Need an Illinois-specific tax calculation widget for your site? Get Custom Tools

Illinois Paycheck Calculator
Calculate your take-home pay with Illinois' 4.95% Flat State Income Tax.

Enter your salary to calculate your Illinois take-home pay and tax breakdown.

Understanding Illinois Taxes

Flat 4.95% Tax
Simple, uniform rate

Benefit

Predictability

Unlike states with progressive brackets, Illinois charges a flat 4.95% to all workers, making it much easier to predict how overtime or bonuses will be taxed at the state level.

Federal Obligations
Progressive taxation

Requirement

IRS Brackets

You still must pay federal income tax based on the standard IRS progressive tax brackets (10% to 37%) depending on your total income.

FICA Taxes
Social Security & Medicare

Mandatory Rate

7.65% Total

A flat federal rate of 6.2% for Social Security and 1.45% for Medicare is deducted from nearly every Illinois paycheck automatically.

How Are Illinois Paychecks Calculated?

In 2020, Illinois voters rejected a measure that would have changed the state to a progressive income tax system. Because of this, the state retains its flat 4.95% rate, simplifying calculations compared to states like New York or California.

The Illinois Paycheck Formula

+ Gross Pay (Salary / Hourly Wages)- Federal Income Tax (based on brackets)- Social Security Tax (6.2%)- Medicare Tax (1.45%)- Illinois State Tax (4.95%)
= Net Take-Home Pay

What About Local Taxes?

A major advantage of working in Illinois is the absence of local municipal income taxes. While cities and counties levy their own property and sales taxes, the income tax you see on your paycheck belongs entirely to the state and federal governments.

Wondering how this compares to states with a progressive tax rate? Check out our Maryland Paycheck Calculator.

View More Payroll Calculators

Illinois Paycheck Examples

$60,000 / Single Filer

Approximate Breakdown (2024):

  • Gross Pay: $60,000
  • Federal Tax: -$5,055
  • FICA (SS + Medicare): -$4,590
  • Illinois State Tax: -$2,850

Net Pay: ~$47,505

~$3,958 per month

$150,000 / Married Jointly

Approximate Breakdown (2024):

  • Gross Pay: $150,000
  • Federal Tax: -$15,645
  • FICA (SS + Medicare): -$11,475
  • Illinois State Tax: -$7,184

Net Pay: ~$115,696

~$9,641 per month

Frequently Asked Questions

Share the Tax Check Tool

Help your friends or employees in Illinois easily estimate their net take-home pay.

Share This Calculator
Help others discover this useful tool

Suggested hashtags: #Illinois #SalaryCalculator #Taxes #FlatTax #TheCalcs

Related Calculators

Michigan Tax Calculator
Calculate your take-home pay in Michigan, another flat-tax state with a 4.25% rate.
Use Calculator
PA Paycheck Calculator
Find out your net pay in Pennsylvania, which uses a strict 3.07% flat tax rate.
Use Calculator
Overtime Calculator
Find out exactly how much extra money you will make by working overtime.
Use Calculator
Pay Raise Calculator
See how a pay bump will affect your take-home pay and overall salary.
Use Calculator
Severance Pay Calculator
Estimate your total severance package and how much of it will be taxed.
Use Calculator
Florida Salary Calculator
Calculate your exact net take-home pay in Florida. Enjoy the 0% state income tax advantage!
Use Calculator