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Free workers' compensation settlement calculator for temporary disability, illustrative permanent partial benefits, and medical exposure. Pair it with other Legal & Compliance tools—educational only, not legal advice.
Last updated: April 13, 2026
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Many states cap TTD/PD; enter your state max if known.
Illustrative; scheduled members differ by jurisdiction.
Weekly comp rate (⅔ AWW, capped)
$600/wk
TTD total
$14,400
PD (illustrative)
$14,400
Medical / MSA-style reserve
$18,500
Combined exposure (illustrative)
$47,300
Range low
$34,056
Range high
$44,935
Components
TTD 24wk × $600/wk + PD 8% × 3wk/pt × $600/wk + medical $18,500
Illustrative total exposure ~$47,300; negotiated range about $34,056 – $44,935.
Important:
Best for
Demand drafting
Separate TTD, PD, and medical lines match common carrier worksheets.
Best for
Settlement sessions
Compare conservative versus aggressive settlement assumptions quickly.
Best for
Expectations
AWW, caps, and weeks drive most variance in comp math.
Best for
PD sensitivity
See how small rating changes affect illustrated PD dollars.
Best for
Closure planning
One field for medical keeps the model simple; refine with counsel.
Best for
Rough reserves
Adjust cap and AWW to reflect jurisdiction-specific benefit limits.
AWW $900 (⅔ = $600/wk, under $1,200 cap), 24 TTD weeks, 8% impairment × 3 wk/pt, $18,500 medical, standard band:
Illustrative exposure
~$47,300
Settlement range (approx.)
$34k – $45k
The tool computes a weekly compensation rate from average weekly wage (two-thirds), applies your statutory-style weekly cap, multiplies by temporary disability weeks, adds an illustrative permanent partial amount from impairment percentage and weeks-per-point, and adds medical dollars. A negotiation band scales that total into a low–high settlement range for discussion purposes.
Weekly rate = min(⅔ × AWW, weekly cap)TTD $ = weekly rate × TTD weeksPD $ ≈ weekly rate × impairment % × weeks per pointExposure = TTD + PD + medicalScheduled-member states replace the PD line with body-part schedules; use weeks-per-point only as a rough analog when discussing whole-person ratings.
Injury → treatment → MMI → rating → demand → resolution
Carriers may discount future exposure; use the range as a negotiation scaffold, not a verdict.
Share it with injured workers, adjusters, or counsel planning comp resolutions
Suggested hashtags: #WorkersComp #Settlement #InjuryLaw #WorkplaceSafety #Calculator