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Free rear-end collision settlement calculator for economic losses, pain-and-suffering multiples, and comparative fault. Use with other Legal & Compliance tools—illustrative only, not legal advice.
Last updated: April 19, 2026
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Illustrative only; insurers and juries use many different methods.
Rear-end fault is often disputed (sudden stop, merge, brake-check narratives).
Economic damages
$44,200
Pain & suffering
$56,000
Gross case value (illustrative)
$100,200
After comparative fault
$90,180
Range low
$73,948
Range high
$101,002
Formula summary
Economic ($44,200) + P&S (2× medical/future $28,000) = $100,200 × 90% recovery
Illustrative gross case value ~$100,200; after 10% comparative fault, ~$90,180. Typical negotiation band about $73,948 – $101,002.
Important:
Best for
Pre-litigation
Separate vehicle damage from injury components for clearer narratives.
Best for
Liability disputes
Adjust plaintiff fault when merge or sudden-stop facts are contested.
Best for
Negotiation bands
Toggle multipliers to bracket pain and suffering discussions.
Best for
ADR planning
Share a common baseline for specials before discussing generals.
Best for
Coverage review
Compare illustrative value to available limits separately.
Best for
Expectations
Medical base, multiplier, and fault drive most of the swing in this model.
Default inputs—illustrative after comparative fault:
After comparative fault
$90,180
Illustrative range
$73,948 – $101,002
Economic damages combine medical bills, future medical, lost wages, and property damage. Pain and suffering is estimated as a multiple of medical plus future medical. The gross total is reduced by your comparative fault percentage to show an illustrative net recovery, with a low–high band for negotiation.
Economic = medical + future medical + wages + propertyP&S ≈ multiplier × (medical + future medical)Gross = economic + P&SNet = gross × (100% − your fault %)Pure comparative fault states reduce recovery proportionally; a few jurisdictions use modified comparative rules not modeled here.
Rear-end claims: liability, causation, then limits and liens
Net after fault: $90,180; range $73,948 – $101,002.
Policy limits and liens can reduce net recovery; verify with counsel.
Share it with anyone evaluating a rear-end collision claim
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