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Free HVAC replacement cost calculator. Calculate furnace and AC installation costs, labor, energy savings, and available rebates for your home. Our calculator uses industry-standard pricing to estimate equipment costs, professional installation, ductwork repairs, permits, and regional adjustments for accurate budget planning.
Last updated: February 2, 2026
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Installation Time:
2 days
Annual Savings:
$955/yr
Potential Rebates:
Up to $1,300
Check local utility and federal tax credits
Cost Considerations:
Efficiency options
80% to 98% AFUE
Estimates for standard to ultra-high efficiency furnaces
SEER ratings
14 to 20+ SEER
Cost analysis for standard to premium efficiency systems
Full installation
Equipment + Labor
Includes permits, ductwork, and complexity adjustments
System sizing
Based on Home Size
Proper tonnage calculation for optimal efficiency
Annual savings
Lower Utility Bills
Calculates savings from higher efficiency systems
Incentives
Federal + Utility
Potential savings up to $3,000+ with high-efficiency systems
For a 2,000 sq ft home with 95% AFUE furnace + 16 SEER AC:
Furnace Cost
$5,616
AC Cost
$5,184
Total Cost
$16,280
Rebates
$1,300
Our furnace and AC replacement cost calculator uses industry-standard HVAC pricing from leading manufacturers and HVAC contractors to estimate equipment, installation, and total project costs. The calculation accounts for home size, system efficiency ratings, regional labor rates, installation complexity, and ductwork condition to provide accurate budget estimates.
Tonnage = Home Size ÷ 500 sq ftEquipment Cost = Base + (Tonnage × Factor) × EfficiencyLabor Cost = Equipment Cost × 35%Total = Equipment + Labor + Ductwork + PermitsAdjusted = Total × Regional MultiplierThese formulas calculate HVAC capacity based on home size (1 ton per 400-600 sq ft), then estimate equipment costs based on efficiency ratings. Labor typically represents 30-40% of equipment cost. Regional multipliers adjust for local market conditions, with costs varying 10-25% across regions.
Shows furnace, AC unit, and ductwork configuration
Furnace efficiency is measured by AFUE (Annual Fuel Utilization Efficiency), indicating what percentage of fuel is converted to heat. AC efficiency is measured by SEER (Seasonal Energy Efficiency Ratio), representing cooling output per unit of energy. Higher ratings mean better efficiency but higher upfront costs, balanced by lower energy bills and potential rebates.
Need help with other HVAC projects? Check out our mini split sizing calculator and ductwork replacement calculator.
Get Custom Calculator for Your PlatformResult: $16,280 total with $1,300 potential rebates
Estimated $955/year energy savings • 2 day installation
1,500 sq ft • 90% AFUE furnace
$3,500-5,500 installed
2,500 sq ft • 18 SEER central air
$5,500-8,500 installed
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