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Find out how much your savings bond is worth today. Free calculator to calculate US savings bonds value for Series EE bonds, Series I bonds, and treasury bonds. Use our savings bonds formulas to determine current value, total interest earned, and how much your bond is worth. Works as an EE bond calculator, I bond calculator, and treasury bond calculator. Answer: "How much is my savings bond worth?" instantly.
Last updated: February 2, 2026
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Savings bonds are government-backed investments that offer guaranteed returns and tax advantages. They're considered one of the safest investment options available.
$1,103.81
After 4.0 years
$103.81
Earned over time
2.50%
Average per year
This savings bond has a Average Return performance with an annual return of 2.50%.This savings bond provides average returns, typical for government-backed conservative investments.
Your $1,000.00 investment has grown to $1,103.81over 4.0 years, earning $103.81 in interest.
Savings bonds offer tax advantages: interest is exempt from state and local taxes, and federal taxes can be deferred until redemption or maturity.
Savings bonds are backed by the full faith and credit of the U.S. government, making them one of the safest investment options available.
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Enter your bond details:
The calculator shows:
$1,000 Series EE bond purchased January 1, 2020 at 2.5% interest
Current Value (2024): $1,104
Interest Earned: $104
$1,000 Series I bond purchased January 1, 2020 at 3.5% composite rate
Current Value (2024): $1,147
Interest Earned: $147
Note: Series EE bonds are guaranteed to double in value after 20 years. Series I bonds have variable rates that change every 6 months based on inflation.
Value calculation
Current Value
Calculate current value of savings bonds and bond performance
Interest calculation
Total Interest
Calculate savings bonds interest earned and total interest
Maturity analysis
Maturity Value
Calculate savings bonds maturity value and bond maturity
Government bonds
US Treasury Bonds
Calculate US savings bonds current value and government bonds
Treasury bonds
Treasury Calculator
Calculate treasury bonds value and US Treasury savings bonds
Series EE bonds
Fixed Rate Bonds
Calculate Series EE savings bonds value and fixed-rate bonds
Series I bonds
Inflation-Adjusted
Calculate Series I savings bonds value and inflation-adjusted bonds
For a $1,000 Series EE savings bond at 2.5% interest held for 4 years:
Current Value
$1,104
Total Interest
$104
Our savings bonds calculator uses compound interest formulas to calculate savings bonds current value and performance. The calculation applies savings bonds principles to determine current value, total interest, and savings bonds performance over time.
Current Value = Face Value × (1 + Interest Rate)^YearsWhere Interest Rate = Annual Rate, Years = Time Held
Shows savings bonds value calculation and interest growth
Savings bonds offer several advantages: government backing, tax benefits, guaranteed returns, and safety. However, they typically provide lower returns than stocks or other investments, making them ideal for conservative investors and emergency funds.
Need help with other investment calculations? Check out our HELOC calculator and Navy Federal auto loan calculator.
Get Custom Calculator for Your PlatformResult: Current Value = $1,103.80, Total Interest = $103.80
This Series EE savings bond has grown from $1,000 to $1,103.80 over 4 years, earning $103.80 in interest.
$1,000 Series I bond at 3.5% for 4 years
Value: $1,147, Interest: $147
$1,000 Series EE bond at 2.5% for 10 years
Value: $1,280, Interest: $280
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